Revolut United States
An independent guide to Revolut Personal and Business in United States. Availability varies — verify on the official Revolut site.
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Using Revolut in United States
Revolut operates in the United States with a tailored product for US residents, banking services provided through a partner bank.
Licence & protection
Revolut Inc. provides the app and card; banking services are provided by Lead Bank, Member FDIC, based in Missouri. USD balances may be eligible for FDIC insurance through Lead Bank, subject to deposit limits and conditions.
Plans & pricing
US plans have historically differed from the EEA lineup; Standard, Plus, Premium and Metal are available, with US-specific perks. Standard is free; ATM withdrawals are free up to a monthly limit. FX and out-of-plan fees apply.
Accounts & cards
Your account is in USD with US routing and account numbers for receiving domestic payments. Virtual and physical Visa debit cards, with Apple Pay and Google Pay.
Currency exchange
Exchange USD into selected currencies; the US product's currency scope is narrower than the EEA product.
Transfers
Free instant transfers to other Revolut users; ACH transfers in USD; international transfers available.
Travel
Premium and Metal include travel perks; international spending is a key use case for US travellers.
Revolut Business
Revolut Business is not currently offered to US-registered companies in this guide's configuration.
Verification
US driver's licence or state ID plus a selfie; SSN may be required for account opening.
Information reflects general public knowledge of Revolut as of September 2026 and may change. Always verify current terms, availability and protection arrangements on the official Revolut website.
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Availability and terms may change.
Questions
Is my money FDIC-insured?
USD balances may be eligible for FDIC insurance through Lead Bank, subject to limits — verify current terms on the official site.
Do I get a US account number?
Yes — USD accounts come with US routing and account numbers for domestic payments.
Is Revolut Business available in the US?
Not in this guide's current configuration; check the official Revolut Business sign-up page for the latest US availability.
Other countries
Informação independente sobre o Revolut e guia de referência. Somos um site independente. O Revolut é uma empresa separada. Algumas ligações são ligações de referência que podem gerar compensação se te registares através delas.