Comparison
Revolut vs N26 2026
An objective comparison — which may suit different needs. Availability and terms may change; verify on official sources.
Category Revolut N26
Personal accountMulti-currency account with card and app.Mobile bank account with card and app.
BusinessDedicated Business product with cards, invoicing, expenses.Business offering available in selected markets.
International transfersSend globally in-app; instant to other Revolut users.SEPA and select international transfers.
Currency exchangeExchange 30+ currencies in-app.Multi-currency pockets in supported plans.
TravelTravel insurance add-ons, lounge access on select plans.Travel insurance on premium plans.
CardsPhysical + disposable virtual cards.Physical + virtual cards.
SavingsVaults, round-ups, interest on select plans.Savings sub-accounts with interest on select plans.
Virtual cardsDisposable and multi-use virtual cards.Virtual cards available.
AvailabilityEEA, UK, US, AU, BR, JP, NZ, SG, CH.EEA, plus select markets.
PlansStandard, Premium, Metal.Standard, Smart, You, Metal.
FeesFree plan + paid tiers; FX fees above plan limits.Free plan + paid tiers; FX fees on some pairs.
App experienceBroad fintech super-app with investing, crypto, insurance.Focused mobile banking with spaces and statistics.
EligibilityResident in a supported market, 18+.Resident in a supported market, 18+.
Last verified September 2026. Always check official Revolut and N26 terms for current features.
Which may suit you?
Different needs, different fits
Revolut may suit
- Users who travel often and spend in multiple currencies
- People who want investing, crypto and insurance in one app
- Freelancers and businesses needing a business product
- Those who want disposable virtual cards
N26 may suit
- Users who want a focused mobile bank account
- People who value clear spending statistics
- Those primarily spending in EUR within supported markets
- Users who want a simpler banking experience
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